Privacy Policy

WHAT THIS PRIVACY POLICY COVERS

How Wowyanx LLC (“Wowyanx”) Uses Your Personal Information

This policy covers how Wowyanx treats personal information that Wowyanx collects and receives, including information related to your past use of Wowyanx products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This privacy policy only applies to Wowyanx.

This policy does not apply to the practices of companies that Wowyanx does not own or control or to people that Wowyanx does not employ or manage.

INFORMATION COLLECTION AND USE

General

Wowyanx collects personal information when you register with Wowyanx, when you use Wowyanx products or services, when you visit Wowyanx pages or the pages of certain Wowyanx partners, and when you enter promotions or sweepstakes. Wowyanx may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with Wowyanx and sign in to our services, you are not anonymous to us.

Wowyanx collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

Wowyanx automatically receives and records information from your computer and browser, including your IP address, Wowyanx cookie information, software and hardware attributes, and the page you request.

Wowyanx uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

Children under 13 are not allowed to register on Wowyanx.

INFORMATION SHARING AND DISCLOSURE

Wowyanx does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

• We provide the information to trusted partners who work on behalf of or with Wowyanx under confidentiality agreements. These companies may use your personal information to help Wowyanx communicate with you about offers from Wowyanx and our marketing partners. However, these companies do not have any independent right to share this information.

• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.

• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Wowyanx’s Terms Of Service, or as otherwise required by law.

• We transfer information about you if Wowyanx is acquired by or merged with another company. In this event, Wowyanx will notify you before information about you is transferred and becomes subject to a different privacy policy. Wowyanx displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, men ages 20-30 from a particular geographic area.

• Wowyanx does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

• Wowyanx advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

COOKIES

Wowyanx may set and access Wowyanx cookies on your computer.

Wowyanx lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Wowyanx’s cookies.

Wowyanx uses web beacons to access Wowyanx cookies inside and outside our network of web sites and in connection with Wowyanx products and services.

YOUR ABILITY TO EDIT AND DELETE YOUR ACCOUNT INFORMATION AND PREFERENCES

You can edit your Wowyanx Account Information at any time. You can also cancel your account by following the instructions you will find on your Account page.

We reserve the right to send you certain communications relating to the Wowyanx service, such as service announcements, administrative messages and the Wowyanx Newsletter, that are considered part of your Wowyanx account, without offering you the opportunity to opt out of receiving them.

CONFIDENTIALITY AND SECURITY

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

CHANGES TO THIS PRIVACY POLICY

Wowyanx may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Wowyanx account or by placing a prominent notice on our site.

Last updated December 17th, 2014